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Mailing Address:                               Hours of Operation:

4005 S 148th St.                                 Mon-Thurs:  8am  -  6:00pm CST
Omaha NE 68137                               Fridays:        8am  -  3:45pm CST
                                                            Saturday:     8am  -  12:00pm CST

 

Merchants Credit Adjusters, Inc is a debt collector. This is an attempt to collect a debt.  Any information obtained will be used for that purpose.

 

Terms/Conditions

By accessing this website, you agree to the following:

1.  You are the responsible party on the account(s) you are trying to access.

2.  If you are not the responsible party, or do not have direct authorization from the responsible party to access the account(s), please do not access this site any further. 

3.  You have read and understood the applicable disclosures on this site

      By clicking on Accept Agreement, you hereby agree to the points above.

 

          If you are unable to access your account(s), please call 866-577-8357.

 

Disclosures

California:
The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or 
www.ftc.gov.  As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.  Nonprofit credit counseling services may be available in the area.

Colorado:
Our local office: 13111 E. Briarwood Ave #340 Centennial, CO 80112.  Local Phone: 30-751-3025

Minnesota:
This collection agency is licensed by the Minnesota Department of Commerce.

New York City:
License # 1448988

North Carolina:
NC Permit # 110332

Tennessee:
This Collection Agency is licensed by The Collection Service Board of the Tennessee Department of Commerce and Insurance.

Massachusetts:
We are required by regulation of the Massachusetts Attorney General to notify you of the following information.  This information is not legal advice:  This debt may be too old for you to be sued on it in court.  If it is too old, you cannot be required to pay it through a lawsuit.  Take note:  you can renew the debt and the statute of limitations for the filing of a lawsuit against you if you do any of the following:  make any payment on the debt; sign a paper in which you admit that you owe the debt or in which you make a new promise to pay; sign a paper in which you give up or waive your right to stop the creditor from suing you in court to collect the debt.  While this debt may not be enforceable through a lawsuit, it may still affect your ability to obtain credit or affect your credit score or rating.

New Mexico:
We are required by New Mexico Attorney General Rule to notify you of the following information. This information is not legal advice: This debt may be too old for you to be sued on it in court. If it is too old, you can not be required to pay it through a lawsuit.  
You can renew the debt and start the time for the filing of a lawsuit against you to collect the debt if you do any of the following: make any payment of the debt; sign a paper in which you admit that you owe the debt or in which you make a new promise to pay; sign a paper in which you give up (waive) your right to stop the debt collector from suing you in court to collect the debt.

Utah:
As required by Utah law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.

Wisconsin:
This collection agency is licensed by the Division of Banking, P.O. Box 7876, Madison, Wisconsin 53707.

 

 





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